About Filing A Lawsuit Against A Long-Term Disability Insurance Company

What happens when something you buy off of an individual causes someone that you love to suffer from serious injuries? Learn what to do.

About Filing A Lawsuit Against A Long-Term Disability Insurance Company

14 March 2016
 Categories: , Blog

Did a stroke leave you in a position where you have a hard time getting around because your legs are partially paralyzed? If you filed a claim for long-term disability benefits and were denied by the insurance company, you still have hope with the help of a lawyer to file a lawsuit. The information in this article gives you a general idea of what to expect from a lawyer to help with your long-term disability case.

How Strong is Your Argument Against the Insurance Company?

Before you can open a lawsuit against the insurance company, you will have to convince the lawyer that you have a good argument. He or she will want to know a lot of details about the stroke that led to you having partial leg paralysis. For instance, if you have always had high blood pressure and it was the cause of your stroke, the lawyer will want to know about it. If you were diagnosed with high blood pressure, it can strengthen your argument due to you being at risk for another stroke or even a heart attack if you are too active. You must also explain how partial leg paralysis is affecting your ability to bring in a decent income.

What Kind of Evidence Can You Provide?

Although it might be physically obvious that you have partial leg paralysis, you must still be able to provide an official document from your physician to prove it. You can also provide a notarized document from your physician that explains why your disability is expected to last for a long time. Your lawyer will also gather evidence, such as by hiring an investigator to find out if the insurance company has a recent history of denying claims. It is possible that the insurance company has unfairly been denying claims because their company is going through a financial crisis. Your lawyer may also speak to other policy holders of the insurance company who were unfairly denied long-term disability benefits.

How Soon Do You Need Your Money?

Settling your long-term disability lawsuit against the insurance company can happen fast through mediation, but will it will have to go to court if the insurance company doesn't cooperate. Your lawyer will contact the insurance company to alert them about your dispute. He or she will then discuss handling the dispute via mediation instead of going to court. To maintain a good reputation in the eyes of the public, the insurance company is likely to agree to mediation. Your lawyer will present evidence and let the insurance company know what you want, and if all goes well, you'll win a settlement. Contact a long-term disability lawyer, such as Scott E. Shaffman Attorney At Law, about your dispute as soon as you can.